Mindblown: a blog about philosophy.
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Housing Alert: 3% Price Hike Expected in 2025
Housing prices are expected to rise 3% in 2025, due to low supply and high rates. Many homeowners are staying put, locked into lower mortgage rates than currently available.
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Prefabricated Buildings: A $284.5B by 2033
The global prefabricated buildings market is projected to reach USD 284.5B by 2033. Market expected to grow at a 7.2% compound annual growth rate (CAGR) from 2025–2033.
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Texas 2025: Buyers Enter Balanced Market
Inventory is rising significantly, giving buyers more options and negotiation power. Price growth has softened, creating a calmer environment for thoughtful purchases. Diverse metro markets offer value in suburbs and smaller cities. Mortgage rates appear steady, helping buyers lock in financing with confidence. Conclusion: Texas buyers now enjoy balanced conditions with strong value—ideal time to…
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Adaptive Reuse Will Create Housing in a Suburban Texas Strip Mall
A Texas strip mall redevelopment transforms excess parking into 16 affordable townhouses through a partnership with Habitat for Humanity. The project promotes homeownership and reduces car dependency by situating housing near amenities and jobs. Incremental development emphasizes small projects, local focus, and partnerships. Proposed legislation could ease mixed-use housing in commercial zones, supporting such adaptive…
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How to Get the Best Loan and Mortgage Rates for Your Rental Properties
Expanding a rental portfolio requires financing aligned with profitability and long-term goals. Maintaining a good credit rating is crucial for securing lower loan rates, while comparing loan types can affect costs. Large down payments can improve mortgage rates. Refinancing and strong lender relationships can enhance terms. Thorough research and proactive planning are key for favorable…
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Will the Housing Market Crash in 2025?
Economists don’t expect a 2025 housing crash, but localized corrections may occur where affordability weakens. Fannie Mae predicts ↑ 4.1% home price increase in 2025, while others forecast up to ↑ 3%
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Recovery Coming? Fannie Mae Hikes 2025 Home Values to 4%
Fannie Mae cut 2025 GDP growth forecast to 0.5%, down from 1.7%, citing economic slowdown. 2026 GDP growth also revised down to 1.9% from 2.1%, reflecting cautious long-term economic outlooks.
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Texas Buyers Seek Assumable Mortgages Amid Rising Inventory
With Texas housing inventory at a 14-yr high and interest rates still elevated, more buyers are turning to assumable mortgages to secure lower rates. Government-backed loans like FHA or VA can be transferred, helping some buyers save over $1K/mo, though they must still qualify and cover the difference in price.
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Houston-The Woodlands-Sugar Land Home Prices Up 1.8% Year Over Year in June
First American Data & Analytics reports a continued national home price slowdown with seven months of annual deceleration, driven by rising inventory and affordability challenges. Starter home prices fell in 14 of the top 30 markets, aiding first-time buyers. The Home Price Index tracks price changes across starter, mid, and luxury tiers at national, state,…
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How to Choose the Right Mortgage Lender or Broker
Choosing the right mortgage professional is crucial in the home-buying process, impacting loan options, interest rates, and overall experience. Mortgage lenders provide loans directly, while brokers act as intermediaries, helping borrowers find the best rates from multiple lenders. When selecting, compare loan options and rates, understand fees, check reputation, and evaluate communication. A lender may…
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