Mindblown: a blog about philosophy.
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Are We Ever Getting Lower Mortgage Rates in 2025?
Inflation just ticked up to 2.7% — so yeah, mortgage rates might follow suit. Hopes for a Fed rate cut this month? Pretty much gone after June's CPI data. Tariffs are back on the table Aug 1 — and could quietly push rates even higher. New tax law = mixed bag: bigger deductions help homeowners,…
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Texas Housing Market: Soft Landing 2025-2026
Home prices are expected to continue softening through 2025 and into 2026, particularly in markets like Austin and Dallas-Fort Worth. Inventory levels are likely to remain elevated, giving buyers more options and creating a more balanced market. Sellers may need to offer incentives to attract buyers in this competitive environment. Mortgage rates are forecast to…
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Is a 31% Boom in Home Prices Possible by 2029?
US home prices ↑ 19.8% cumulatively from 2025 to 2029, averaging ↑ 3.7% annual growth. Annual growth accelerates to ↑ 10.8% by 2027, then reaches ↑ 19.8% cumulative increase in 2029. Optimistic forecasts predict up to ↑ 31% total growth by 2029, pessimistic as low as ↑ 0.6% in 2025. Mortgage rates expected to stabilize…
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8 Tips For First-Time Homebuyers
First-time homebuyers should follow eight essential steps: assess debt and ensure a manageable debt-to-income ratio, check and correct credit score errors, review budget for additional costs, determine down payment, get preapproved for a mortgage, identify desired home type, research neighborhoods, and compare mortgage rates. This preparation will help in confidently searching for a new home.…
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Will Rising Inventory Force Prices Downward?
New US home listings ↑ 8.4% yearly, hitting a three-year high in May 2025. Despite growing supply, pending sales ↓ 2.2%, marking the lowest seasonal level since at least 2015.
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Are Buyers Really Optimistic About Housing?
Over half of U.S. buyers feel the market is better than last year, showing cautious optimism. Seventy-five percent of buyers are waiting for lower prices and interest rates before purchasing homes.
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Housing 2026: The Price Pendulum Swings
Home prices may grow moderately in 2026 due to stable demand and limited housing supply. Mortgage rates will be a key driver—declines could boost sales, while increases may cool demand.
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Will Texas Cap Local Property Tax Growth?
Texas Senate advanced SB 9 to limit property tax growth to 2.5% in large counties. The bill aims to curb rising homeowner costs, with supporters citing economic growth and opponents warning service cuts.
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Texas Cities Are the New American Dream
More Americans are packing up for Texas cities—big urban vibes, sunny skies! 300 sunny days, job booms, median $353K homes—why not move here?
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Texas Housing Market To Change in September: What To Know
Texas passed Senate Bill 840 to ease housing shortages by allowing commercial buildings in large cities to convert into mixed-use or multifamily housing without zoning changes. The law removes restrictions on density, height, and parking, speeding development and increasing affordable housing supply. While experts praise its potential to boost housing, concerns remain about impacts on…
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