Mindblown: a blog about philosophy.

  • Is a 31% Boom in Home Prices Possible by 2029?

    Is a 31% Boom in Home Prices Possible by 2029?

    US home prices ↑ 19.8% cumulatively from 2025 to 2029, averaging ↑ 3.7% annual growth. Annual growth accelerates to ↑ 10.8% by 2027, then reaches ↑ 19.8% cumulative increase in 2029. Optimistic forecasts predict up to ↑ 31% total growth by 2029, pessimistic as low as ↑ 0.6% in 2025. Mortgage rates expected to stabilize…

  • 8 Tips For First-Time Homebuyers

    First-time homebuyers should follow eight essential steps: assess debt and ensure a manageable debt-to-income ratio, check and correct credit score errors, review budget for additional costs, determine down payment, get preapproved for a mortgage, identify desired home type, research neighborhoods, and compare mortgage rates. This preparation will help in confidently searching for a new home.…

  • Will Rising Inventory Force Prices Downward?

    Will Rising Inventory Force Prices Downward?

    New US home listings ↑ 8.4% yearly, hitting a three-year high in May 2025. Despite growing supply, pending sales ↓ 2.2%, marking the lowest seasonal level since at least 2015.

  • Are Buyers Really Optimistic About Housing?

    Are Buyers Really Optimistic About Housing?

    Over half of U.S. buyers feel the market is better than last year, showing cautious optimism. Seventy-five percent of buyers are waiting for lower prices and interest rates before purchasing homes.

  • Housing 2026: The Price Pendulum Swings

    Housing 2026: The Price Pendulum Swings

    Home prices may grow moderately in 2026 due to stable demand and limited housing supply. Mortgage rates will be a key driver—declines could boost sales, while increases may cool demand.

  • Will Texas Cap Local Property Tax Growth?

    Will Texas Cap Local Property Tax Growth?

    Texas Senate advanced SB 9 to limit property tax growth to 2.5% in large counties. The bill aims to curb rising homeowner costs, with supporters citing economic growth and opponents warning service cuts.

  • Texas Cities Are the New American Dream

    Texas Cities Are the New American Dream

    More Americans are packing up for Texas cities—big urban vibes, sunny skies! 300 sunny days, job booms, median $353K homes—why not move here?

  • Texas Housing Market To Change in September: What To Know

    Texas passed Senate Bill 840 to ease housing shortages by allowing commercial buildings in large cities to convert into mixed-use or multifamily housing without zoning changes. The law removes restrictions on density, height, and parking, speeding development and increasing affordable housing supply. While experts praise its potential to boost housing, concerns remain about impacts on…

  • Why Is Texas a Magnet for Global Homebuyers?

    Why Is Texas a Magnet for Global Homebuyers?

    Texas ranked third in U.S. foreign Real Estate purchases, capturing 10% of international transactions last year. The state attracts buyers from Latin America, the Caribbean, Asia, Oceania, and India. Mexican buyers dominate Texas’s foreign market, accounting for 40% of the state’s international home purchases. Proximity, property rights, and strong economic prospects fuel Texas’s appeal among…

  • Property tax relief is coming to Texas—but you’ll need to vote for it first

    Texas Governor Greg Abbott will sign a tax relief package offering significant property tax breaks for homeowners, people with disabilities, and seniors over 65, pending voter approval in November. Senate Bill 4 raises the homestead exemption for school taxes from $100,000 to $140,000, while Senate Bill 23 increases exemptions for disabled and senior Texans from…

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