Mindblown: a blog about philosophy.
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Can Texas Stay Housing-Friendly Forever?
Texas allows faster, cheaper construction with fewer zoning restrictions. Abundant land supports horizontal growth, keeping property values stable. Housing incentives boost inventory, especially in starter home segments. Economic growth sustains housing demand while limiting sharp price increases. Buyers benefit from low regulation and high availability in Texas.
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Texas home listings surge, but prices hold steady
Texas saw a 27.8% rise in active home listings in Q2 2025, increasing buyer options, while median prices dipped slightly by 1.4% to $340,000. Sales rose 1.4% to 95,364 transactions. Inventory grew to 5.7 months, indicating a balanced market, and homes stayed on the market longer, averaging 61 days. Sellers must price and maintain homes…
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How 6.4% Rates Could Impact 2026 Housing
Home prices may rise 3–4% in 2026 if mortgage rates fall below 6.4%.The 2025 rebound—6% in existing-home and 10% in new-home sales—sets optimistic 2026 momentum
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Is a 2008-Style Housing Collapse Possible in 2025?
2025’s housing risks echo 2008: high debt, inflation, and home prices outpacing household incomes. Debt-to-income ratios in 2025 average 40.5%, near 2008’s dangerous 43% levels.
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Will Middle East War Cloud Mortgage Rate Cuts?
Mortgage rates hovered between 6.5% and 7% amid ongoing economic uncertainty. Middle East tensions had minimal impact on rates, as ceasefire holds and inflation remains key. Tariff-induced inflation may delay Fed cuts, keeping mortgage rates elevated into 2025. The Mortgage Bankers Association predicts only a slight drop to 6.7% this year. The Federal Reserve may…
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Texas-sized Tips for First Time Homebuyers
Texas offers a vibrant real estate market for first-time homebuyers, but navigating it can be challenging. Start by researching diverse housing options, considering location, neighborhood, school districts, and budget. Utilize mortgage programs available in Texas, which provide low down payment options and assistance for qualifying buyers. Lastly, take your time in the home-buying process; view…
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Housing Alert: 3% Price Hike Expected in 2025
Housing prices are expected to rise 3% in 2025, due to low supply and high rates. Many homeowners are staying put, locked into lower mortgage rates than currently available.
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Prefabricated Buildings: A $284.5B by 2033
The global prefabricated buildings market is projected to reach USD 284.5B by 2033. Market expected to grow at a 7.2% compound annual growth rate (CAGR) from 2025–2033.
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Texas 2025: Buyers Enter Balanced Market
Inventory is rising significantly, giving buyers more options and negotiation power. Price growth has softened, creating a calmer environment for thoughtful purchases. Diverse metro markets offer value in suburbs and smaller cities. Mortgage rates appear steady, helping buyers lock in financing with confidence. Conclusion: Texas buyers now enjoy balanced conditions with strong value—ideal time to…
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Adaptive Reuse Will Create Housing in a Suburban Texas Strip Mall
A Texas strip mall redevelopment transforms excess parking into 16 affordable townhouses through a partnership with Habitat for Humanity. The project promotes homeownership and reduces car dependency by situating housing near amenities and jobs. Incremental development emphasizes small projects, local focus, and partnerships. Proposed legislation could ease mixed-use housing in commercial zones, supporting such adaptive…
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