Mindblown: a blog about philosophy.
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Multifamily by 2030: Green Light for Investors?
Slide 1: Multifamily remains the top CRE pick in 2025, driven by strong renter demand. Slide 2: High-supply markets are past peak deliveries, accelerating occupancy recovery in 2025. Slide 3: Average vacancy will hit 4.9% by year-end, with annual rent growth around 2.6%. Slide 4: High-supply markets have peaked; occupancy recovery is already accelerating ahead…
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Will Texas Metros Continue to Gain?
Rising listings coexist with strong migration and job growth. Suburbs compete while inner-ring areas cool modestly. New-home supply satisfies but does not overwhelm demand. Major metros absorb steadily with regional variation. Outlook: Texas home values forecast ↑3–5% statewide in 2026.
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End-of-2025 Mortgage Rates Hit 3-Year Lows
Slide 1: Mortgage rates are slowly dropping in 2025, reaching a three-year low. Slide 2: Even small reductions, like 25 basis points, can make monthly payments noticeably cheaper. Slide 3: Adjustable-rate mortgages (ARMs) offer rates under 6%, with future adjustments to consider. Slide 4: Making a large down payment boosts affordability and encourages lenders to…
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4 Steps to Budgeting for Homebuyer
If you're in debt but want to buy a home, it's possible with careful budgeting. Start by tracking your expenses to identify areas to cut back. Save the extra money in an emergency fund, ideally at least $1,000. Once you have this fund, focus on paying down debt to improve your credit score. Consider zero…
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Buy or Rent? Unlock the Best Choice with Miguel Santiuste
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Will 2029’s Home Prices Surpass Pre-Bubble Levels?
National home prices expected to rise by 19.8% through 2029, averaging 3.7% annual growth. Price Growth 2025 (+3.4%) 2026 (+6.8%) 2027 (+10.8%) 2028 (+15.2%) 2029 (+19.8%)
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Unlock Your Home Inspection Edge with Miguel Santiuste
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In Honor of Heroes: Veterans Day!
The “11th hour of the 11th day of the 11th month" of 1918 signaled the end of World War I. It's honored as Veterans Day to remember the men and women who have served, and continue to serve during times of war, conflict and peace. Salute to all heroes, and thank you for your service.personnel…
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Multifamily Housing Starts Surge 21% in Q2 2025
Multifamily housing starts reached 109K units in Q2 2025, with 102,000 built-for-rent, ↑ 21% yearly. Rental units made up 94% of multifamily starts, far above the long-term avg of 80% and the historical low of 47% during the 2005 condo boom. Condo construction starts ↑ to 7K units in Q2 2025, showing modest growth compared…
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Preparing for your closing
Schedule a home inspection promptly after your offer is accepted, as it is often a contingency in the purchase agreement. The inspection provides crucial insights into the home's condition, highlighting issues like roof damage or HVAC problems. Based on the inspector's findings, you can negotiate repairs with the seller, handle them yourself, or withdraw from…
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