Mindblown: a blog about philosophy.

Buying a house in Central Texas is challenging due to rising prices, despite low interest rates. Buyers should understand the homebuying process and consider local community banks for mortgage needs, as they evaluate situations beyond credit scores. Researching recent home sales and understanding market comparables is crucial. Prequalification helps determine affordability and can expedite the…

Texas lawmakers are debating if insurers should mandate bundling home and auto insurance. Consumer groups are concerned after complaints about forced bundling to renew homeowners insurance. Critics argue it could infringe on rights and limit competition. Senate Bill 213 seeks to prohibit these requirements. Farmers Insurance doesn't require bundling, and the Insurance Council of Texas…

New homes in certain Texas neighborhoods may be built on smaller lots under a new proposal from the Texas Senate, aimed at addressing the housing shortage and rising costs. Senate Bill 15 would allow single-family homes in new subdivisions to occupy less land, potentially lowering home prices. The bill targets cities with over 90,000 residents…

Homeowners can protest their property appraisal for the 2025 tax year, with key deadlines approaching. For homestead properties, the early protest deadline is April 30 or 30 days after receiving the appraisal notice, with a final deadline of May 15 if missed. For other real property and businesses, the standard protest deadline is May 15,…