Mindblown: a blog about philosophy.
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Texas Lawmakers Approve SB 15 to Lower Home Costs, Expand Supply
The Texas Senate has passed Senate Bill 15 (SB 15) with a 29-2 vote, aimed at addressing the housing affordability crisis by reducing regulatory barriers for developers. The bill prohibits cities in populous counties from enforcing lot size requirements over 1,400 square feet for new subdivisions, promoting the construction of smaller, affordable homes. It maintains…
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Global Residential Mortgage Market to Hit $26.5B by 2030!
The global residential mortgage market is expected to grow from US$ 11.2 billion in 2022 to US$ 26.5 billion by 2030. The market is growing with a CAGR of 11.3% during the forecast period from 2024 to 2031.
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How Will 15-Year Mortgage Rates Change by 2029?
Experts predict 15-year mortgage rates will gradually decline to 6.2%-6.4% by 2026. From 2027-2029, rates may stabilize around 5.8%-6.0%, with potential for slight increases.
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How to Get a Mortgage: Your Complete Guide to Home Financing
Understanding the mortgage process is crucial for homebuyers. Start by determining how much you can afford and the type of mortgage that suits your needs, such as conventional or government-backed loans like FHA, VA, or USDA loans. Assess your financial health, focusing on your credit score and debt-to-income ratio. Prepare necessary documents for the application,…
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Want Better Deals? Buy Before Spring
Buying a home before spring can give you a competitive edge with fewer buyers in the market. Winter buyers face less competition, leading to a less rushed and more thoughtful home-buying process.
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El negocio en Texas está en auge. ¿Están preparados los propietarios de inmuebles comerciales para su factura de impuestos?
Texas está clasificado entre los mejores estados para iniciar un negocio en 2025, lo que lleva a una firma de consultoría de impuestos sobre la propiedad a aconsejar a los propietarios de inmuebles comerciales que se preparen para las evaluaciones. Los impuestos sobre la propiedad son significativos en Texas, financiando servicios locales. Con los valores…
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House Bill 32: Anti-Squatting Bill or Rollback of Tenant Rights?
House Bill 32 aims to simplify eviction processes in Texas by removing the notice to vacate requirement for most evictions, allowing summary judgments without hearings, and permitting landlords to file evictions in neighboring precincts. Advocates argue it undermines tenant protections, particularly affecting vulnerable renters amid gentrification. Critics emphasize that the bill does not specifically target…
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Texas Real Estate: Opportunities for Buyers & Sellers
Texas offers diverse Real Estate opportunities with a booming economy, attracting buyers, sellers, and investors nationwide.REALTORS® provide market expertise, negotiation skills, and industry connections, making transactions smoother and more profitable.
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2025 Homebuying Challenges: How to Beat Them?
1. Staying in budget Plan beyond down payments and factor in all homeownership costs. 2. Mortgage interest rates Some homebuyers worry about high mortgage rates; buying now with solid finances may beat rising home prices later.
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Happy April Fool’s Day
Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed. It's a dream come true for homebuyers who have been waiting for the perfect time to enter the market! Dream on… Happy April Fool’s Day!
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