Mindblown: a blog about philosophy.
-
Saving for a Down Payment
Before saving for a home down payment, calculate the amount needed and set a deadline. Automatic deposits can simplify saving, and cutting expenses can increase savings. Down payment assistance programs may offset costs. The down payment influences affordability, interest rate, loan eligibility, and monthly payment. The minimum down payment depends on the loan program, and…
-
Best Real Estate Deals Found in South Texas
South Texas metros rank among the top 20 coldest housing markets, offering potential real estate deals. Lower scores indicate slower markets where buyers have more time and negotiation power.
-
Texas Closing Costs: 1.5% of Home Sale Price on Avg
In Texas, closing costs avg $4,548, ~1.5% of a home’s sale price. For a median Texas home price of $354,300, closing costs are approximately $5,314.
-
12 Formas No Convencionales de Reducir tu Pago de Hipoteca
Las hipotecas han aumentado, impactando en los presupuestos mensuales. Formas de reducir los pagos de la hipoteca incluyen hacer un pago inicial más grande, reducir los costos del seguro de propietario, recalcular la hipoteca, hacer pagos quincenales, refinanciar, obtener una evaluación de impuestos a la propiedad, negociar una tasa de interés más baja, reducir el…
-
Texas H2 2024: Optimal Months for Homebuyers
In Texas, August has increased listings with an avg home price of ~$350K. November features reduced competition and lower prices, avg ~$336K, as sellers are eager to negotiate.
-
4 ways to get the best home equity loan rate
Potential homebuyers face challenges due to high mortgage rates and low inventory. Homeowners benefit from increased home equity, with an average of $300,000 available. Home equity loan rates are around 8.6%, making them a cost-effective borrowing option. To secure the best rate, shop around, ensure financial stability, consider paying points upfront, explore alternatives like HELOCs,…
-
Texas 2024: How Much Down Payment Is Enough?
In Texas, the average down payment in 2024 is 19% of a home's purchase price. Breakdown by City: Houston: 19% down payment Dallas: 20% down payment
-
North Texas Top Spots in US Market
Dallas-Fort Worth area boasts top Real Estate markets, with McKinney and Frisco leading nationally. McKinney ranks first due to its rapid growth, high job rates, and new housing options.
-
El IPC de EEUU fue del 3%
La inflación en Estados Unidos disminuyó inesperadamente en junio, con el Índice de Precios al Consumidor cayendo un 0.1% mensual y la inflación anual bajando al 3%. La inflación subyacente, excluyendo alimentos y energía, aumentó un 0.1% mensual y se redujo a 3.3% anual. Los precios de la gasolina cayeron un 3.8%, compensando el aumento…
-
La Fed Y Las Tasas: Una Relación Compleja
Las decisiones de la Fed sobre las tasas de interés tienen un impacto significativo en los mercados globales, la actividad económica y las tasas de inflación.Se está considerando un posible aumento de tasas a medida que la inflación se acerca al objetivo del 2% de la Fed.
Got any book recommendations?