Mindblown: a blog about philosophy.

  • How to Choose the Right Mortgage Lender or Broker

    Choosing the right mortgage professional is crucial in the home-buying process, impacting loan options, interest rates, and overall experience. Mortgage lenders provide loans directly, while brokers act as intermediaries, helping borrowers find the best rates from multiple lenders. When selecting, compare loan options and rates, understand fees, check reputation, and evaluate communication. A lender may…

  • 2025 Sale Secrets: Best & Worst Times

    2025 Sale Secrets: Best & Worst Times

    Listing in late spring, especially Mid-Q2, yields the highest sale premiums for home sellers. The holiday season is the weakest period — December 24, 26, and 31 show the lowest returns.

  • How Can You Set the Stage for Winning Offers?

    How Can You Set the Stage for Winning Offers?

    Provide a comprehensive disclosure package before listing: Include seller disclosures, inspections, HOA documents, and a FAQ to inform buyers upfront.Promote open house opportunities: Utilize MLS tools to list open house dates and times, making it easier for buyers to attend.

  • Unlocking the Dream: Texas Paves a Path to More Attainable Housing

    Texas has passed new housing reforms to address high costs and limited supply by removing regulatory barriers. Laws SB 840 and SB 2477 promote "missing middle" housing and office-to-residential conversions, while HB 24 restores property rights by limiting protest petitions that delay projects. SB 15 reduces minimum lot sizes to enable smaller, affordable homes. These…

  • Texas 2025: Correction Deepens, Affordability Returns

    Texas 2025: Correction Deepens, Affordability Returns

    Active listings have surged more than 50% compared to pre-pandemic averages, easing extreme competition. Home prices are falling across Texas, with a near-term drop of about 4% forecast statewide.

  • Housing Inflation: A Breath of Fresh Air?

    Housing Inflation: A Breath of Fresh Air?

    Housing inflation remains elevated but is gradually cooling, with shelter index gains slowing steadily. Fed rate cuts may ease pressure, but their impact on housing inflation is limited.

  • Texas: America’s Next Hot Growth Market

    Texas: America’s Next Hot Growth Market

    Texas continues to lead as one of the fastest growing states in the US. No state income tax makes Texas financially appealing for residents. Job growth spans energy, tech, and healthcare industries in Texas. Texas shows lower-than-average living costs, helping families and professionals save significantly each year. In 2025, Americans are relocating faster due to…

  • Texas Ranks 8th in Luxury Home Prices Nationwide

    Texas Ranks 8th in Luxury Home Prices Nationwide

    Texas ranks 8th in the U.S. for most expensive luxury homes. A luxury home in Texas averages $2.4M, far above typical home costs in the state.

  • Can You Afford a 3-Bed Home in Texas in 2025?

    Can You Afford a 3-Bed Home in Texas in 2025?

    In 2025, buying a home remains out of reach for many Americans as housing prices continue to rise. A recent report shows that in 35 out of 50 states, a 6-figure income is now required to afford a median-priced 3-bed home. In moderately priced states like Texas, buyers need a household income of $102,000 to…

  • 5 Dos and Don’ts When Selling a Condo

    5 Dos and Don’ts When Selling a Condo

    Reviewing condo association rules early prevents fines and sale delays due to advertising or approval restrictions. Hiring a REALTOR® experienced with condos avoids costly mistakes related to association rules and unique financing.

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