Category: Uncategorized
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Comité de la Cámara aprueba proyectos de ley del Senado de Texas para alivio de impuestos a la propiedad
Los Proyectos de Ley del Senado 4 y 23 buscan reducir los impuestos a la propiedad para los propietarios de viviendas en Texas. El SB 4 eleva la exención de vivienda principal de $100,000 a $140,000 para 5.7 millones de propietarios, mientras que el SB 23 aumenta las exenciones adicionales para adultos mayores y personas…
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Is Texas Housing Cooling or Heating Up?
Inventory has jumped ~30–50%, giving buyers more leverage. Median price around $330K is down ~2% year-over-year. Forecasts predict 3–9% sales growth in 2025 amid robust job creation. New home construction is up ~2.5%, easing tight supply. Mortgage rates in the mid‑6% range keep affordability in check.
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What Conditions Would Lead the Fed to Cut Rates?
The Federal Reserve is in "wait and see" mode but preparing for possible summer interest rate cuts. If economic conditions worsen, the Fed could lower interest rates as early as June.
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Living in Texas Just Got Pricier: Here’s Why
Texas, once considered a budget-friendly option, is seeing a steep rise in living costs. Housing prices are soaring in cities like Austin and Dallas, and rent increases outpace the national avg. Grocery bills are creeping up, and property taxes are rising as well. Inflation has become a growing concern across the state. Families are finding…
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Will Spring Bring Better Home Deals?
Spring 2025 brings slower home price growth, more listings, and slightly easing mortgage rates for buyers. Sellers are making more concessions—covering closing costs, reducing rates, and accepting offers below list prices.
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Wall Street Flags 45% Recession Chance
Goldman Sachs raised US recession risk from 35% to 45% amid escalating global trade tensions. At least seven major banks now warn of recession, with some placing odds as high as 60%.
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Qué Tan Baja Debe Ser La Inflación Para Bajar Las Tasas?
Si la inflación sube, las tasas hipotecarias también tienden a subir. La Fed sube tasas para frenar la inflación y las baja cuando la economía se enfría.
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Texas Home Values and Mortgage Balances Over 5 Years
Avg home value in 2025: ~$350K Change: ↑ 48% from ~$224K in 2020 Avg mortgage balance in 2025: ~$246K Change: ↑ 34% from ~$184K in 2020 US national 5-yr growth: • Home value: ↑ 40% • Mortgage balance: ↑ 24%
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Texas Tops Saving Speed: Own Home Faster!
Texas ranks 7th fastest state for renters to save a 20% home down payment.Average time to save a down payment in Texas is just 10 years and 6 months.