Category: Uncategorized
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How to Get the Best Loan and Mortgage Rates for Your Rental Properties
Expanding a rental portfolio requires financing aligned with profitability and long-term goals. Maintaining a good credit rating is crucial for securing lower loan rates, while comparing loan types can affect costs. Large down payments can improve mortgage rates. Refinancing and strong lender relationships can enhance terms. Thorough research and proactive planning are key for favorable…
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Will the Housing Market Crash in 2025?
Economists don’t expect a 2025 housing crash, but localized corrections may occur where affordability weakens. Fannie Mae predicts ↑ 4.1% home price increase in 2025, while others forecast up to ↑ 3%
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Recovery Coming? Fannie Mae Hikes 2025 Home Values to 4%
Fannie Mae cut 2025 GDP growth forecast to 0.5%, down from 1.7%, citing economic slowdown. 2026 GDP growth also revised down to 1.9% from 2.1%, reflecting cautious long-term economic outlooks.
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Texas Buyers Seek Assumable Mortgages Amid Rising Inventory
With Texas housing inventory at a 14-yr high and interest rates still elevated, more buyers are turning to assumable mortgages to secure lower rates. Government-backed loans like FHA or VA can be transferred, helping some buyers save over $1K/mo, though they must still qualify and cover the difference in price.
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Houston-The Woodlands-Sugar Land Home Prices Up 1.8% Year Over Year in June
First American Data & Analytics reports a continued national home price slowdown with seven months of annual deceleration, driven by rising inventory and affordability challenges. Starter home prices fell in 14 of the top 30 markets, aiding first-time buyers. The Home Price Index tracks price changes across starter, mid, and luxury tiers at national, state,…
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How to Choose the Right Mortgage Lender or Broker
Choosing the right mortgage professional is crucial in the home-buying process, impacting loan options, interest rates, and overall experience. Mortgage lenders provide loans directly, while brokers act as intermediaries, helping borrowers find the best rates from multiple lenders. When selecting, compare loan options and rates, understand fees, check reputation, and evaluate communication. A lender may…
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2025 Sale Secrets: Best & Worst Times
Listing in late spring, especially Mid-Q2, yields the highest sale premiums for home sellers. The holiday season is the weakest period — December 24, 26, and 31 show the lowest returns.
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How Can You Set the Stage for Winning Offers?
Provide a comprehensive disclosure package before listing: Include seller disclosures, inspections, HOA documents, and a FAQ to inform buyers upfront.Promote open house opportunities: Utilize MLS tools to list open house dates and times, making it easier for buyers to attend.
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Unlocking the Dream: Texas Paves a Path to More Attainable Housing
Texas has passed new housing reforms to address high costs and limited supply by removing regulatory barriers. Laws SB 840 and SB 2477 promote "missing middle" housing and office-to-residential conversions, while HB 24 restores property rights by limiting protest petitions that delay projects. SB 15 reduces minimum lot sizes to enable smaller, affordable homes. These…
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Texas 2025: Correction Deepens, Affordability Returns
Active listings have surged more than 50% compared to pre-pandemic averages, easing extreme competition. Home prices are falling across Texas, with a near-term drop of about 4% forecast statewide.