Category: Uncategorized
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Limiting Large-Scale Buyers: Fixing Texas Housing?
Texas, a fast-growing region, sees increasing real estate purchases, prompting lawmakers to reconsider institutional investors' role.Texas lawmakers, with bipartisan support, are evaluating policies to limit large-scale property purchases by institutional investors.
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Consejos Legales Esenciales Para Compradores De Viviendas
Confirma la propiedad y la existencia de gravámenes antes de comprar bienes raíces.Examina cuidadosamente los términos como precio, financiación y contingencias.
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Texas Has the 6th Highest Mortgage Delinquency Rate in the U.S.
The COVID-19 pandemic initially increased unemployment, prompting the CARES Act to offer temporary homeowner protections. As the economy adapted, inflation and rising home prices have posed new challenges, making mortgage payments harder. National mortgage debt surpasses $12.5 trillion, with delinquency rates rising due to high interest rates and the end of federal aid. Geographic disparities…
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How to Find the Best Mortgage Lender
When comparing lenders for a mortgage, ask questions to narrow down the list. Good lenders explain their recommendations and have a clear process. Consider factors beyond rates, like the lender's communication style. Ask about loan estimates, required information, preapproval process, available loans, recommended options, closing time, communication methods, in-house processes, community involvement, and cultural understanding.…
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Tips for Successful Rental Investing
Screen tenants thoroughly to avoid costly issues; skipping checks can lead to significant financial losses. Budget 1%-2% of property value annually for maintenance to prevent minor issues from escalating.
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Texas New-Home Sales Decline in Major Markets
New-home sales in Texas' four largest markets fell in August, with the three-month average dropping to 5,803 from 5,977 in July. Sales dipped in Dallas-Ft. Worth, Houston, Austin, and San Antonio, showing minor declines across all cities.
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Central Texas Sees 15.4% Surge in Active Home Listings
In Mid-Q3, active home listings in Central Texas rose by 15.4%. The median home price fell by 4.4% to $439,990, creating buyer opportunities.
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Texas Insurance Hurdles: What Homeowners Need to Know
Insurance companies are increasingly exiting Texas, complicating home policy availability for shoppers. Progressive has ceased writing new policies, impacting prospective homeowners seeking insurance options.
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Revivirán Los Temores De Un Colapso El Mercado Inmobiliario Para 2025
Estabilidad a pesar de los temores: El mercado se mantiene estable, evitando colapsos importantes como el de la Gran Depresión.Factores que enfrían el mercado: El aumento de las tasas hipotecarias y los temores de recesión han enfriado el mercado desde su punto máximo.
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Saving for a Down Payment
Before saving for a home down payment, calculate the amount needed and set a deadline. Automatic deposits can simplify saving, and cutting expenses can increase savings. Down payment assistance programs may offset costs. The down payment influences affordability, interest rate, loan eligibility, and monthly payment. The minimum down payment depends on the loan program, and…