Category: Uncategorized
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Importance of Planning for Your Retirement
Retirement planning is essential for ensuring long-term financial health after retirement. It involves assessing income needs, identifying sources of income, estimating expenses, and managing assets. Working with a qualified fiduciary financial advisor can help set and prioritize retirement goals while ensuring that clients' best interests are met. Starting retirement savings early, ideally in your 20s,…
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Maximize Savings When Renewing Your Mortgage
Start researching at least six months before renewal to compare lenders and negotiate the most competitive rates. Lenders' initial renewal offers are often higher than market rates—negotiating could save you thousands in interest.
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What Share of Median Income Goes to Housing in Texas in 2025?
Texas ranked No. 31 in a national study for housing costs in the nation. Housing expenses in Texas account for 23.35% of the median monthly income. Despite the rise in home prices since the COVID-19 pandemic, housing expenses in Texas remain below the 30% threshold. Rising prices and fluctuating interest rates have affected many prospective…
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Texas’ Liveliest Towns for Active Seniors
Granbury – Typical home value: $376K – Strong demand for waterfront properties Fredericksburg – Typical home value: $429K – Strong short-term rental market
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Tariffs May Add $9K to New Texas Homes
Tariffs are driving up Texas home prices, affecting affordability across the state. New home builds in Texas could cost ↑ $9,200 more on avg due to tariff-related expenses.
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Which Texas Cities Will See Home Price Drops by 2026?
Pecos, TX home prices are forecasted to fall 12.7% by early 2026. Big Spring, TX could experience an 11.4% drop, following broader trends in West Texas markets.
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5 Tips to Improve your Credit, to Qualify for a Mortgage
Many potential borrowers in St. Louis and Kansas City are turned down for mortgages primarily due to credit scores below the required minimum of 640 and property value issues. To improve credit scores within 30-180 days, tips include: paying bills on time, keeping revolving account balances low, adding a spouse as an authorized user, applying…
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El portavoz Dustin Burrows defiende legislación para ofrecer más alivio en impuestos a la propiedad
El portavoz de la Cámara de Texas, Dustin Burrows, anunció su apoyo a una legislación destinada a proporcionar alivio en los impuestos a la propiedad para los texanos. El Proyecto de Ley 8 y el Proyecto de Ley 9 proponen reducir las tasas de impuestos a la propiedad y aumentar la exención del impuesto a…
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Why Texas Excels for Investors
Texas offers steady rental income and low home prices. Average home price ~$299K, plenty of inventory.
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Average Texas mortgage debt increased to $239,783 in 2024
Finding a home remains challenging for first-time buyers as median home prices have surged nearly 50% over five years, while mortgage rates have nearly doubled and housing inventory has decreased by a third. Homeowners are generally seeing their equity rise, leading many to stay put, which exacerbates market tightness. In 2024, mortgage debt increased to…