The U.S. housing market is expected to stabilize in 2026 with slower, predictable price growth of 1% to 4%, improved inventory, and easing mortgage rates projected between 5.9% and 6.3%. Income growth may outpace housing prices, enhancing affordability. Active listings and home sales could rise by 10% to 12%, reducing bidding wars. Certain affordable markets are forecasted to grow, while AI will aid homebuyers in finding suitable properties.
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