Tips for First-Time Homebuyers

Homebuying can be complex, but preparation can ease the process. Start by checking your credit score and organizing necessary documents. Create a realistic budget that includes down payments, closing costs, and ongoing expenses. If your budget is tight, explore state and federal mortgage assistance programs, including options for veterans and those with lower credit scores. Ensure a strong relationship with your buyer’s agent, who should prioritize your needs. Take your time in the process, and consult a loan officer for guidance on costs.